Contextual and Financial Assessment of Savings Groups in West Nile, Uganda

Contextual and Financial Assessment of Savings Groups Report

During the period of September to December 2018, VisionFund assessed 215 groups, representing more than 6,700 members in West Nile, Uganda. We have assessed savings and lending activity, the primary sources of income and livelihood activities, and the opportunities and challenges the population faces. Because of the increasing importance of mobile payments, we also looked at the presence of mobile money agents as well as their liquidity in each of the locations (Arua, Adjumani, Moyo and Yumbe).

The assessment report includes results and business opportunities in West Nile that merit providing financial services to host population and refugees, especially in those areas where there is currently limited or no presence of formal financial institutions. Due to the oversight of OPM (Office of the Prime Minister) and UNHCR, as well as the implanting partners (NGOs) in the settlements and villages, we have seen strong support for future investment, capacity building of refugee and host population and a strategic shift from humanitarian response to self-reliance, which includes improving access to financial services and boosting livelihoods and income of families. 

 Partners: Thank you to all the organizations who have contributed to this assessment, especially the staff: CRS (Catholic Relief Service), DCA (Danish Church Aid), Diocese of Kajo Keji, LWF (Lutheran World Federation), Mercy Corps, World Vision, URDMC (Uganda Refugee and Disaster Management Council), ZOA, as well as UNHCR and OPM (Office of the Prime Minster)

In particular, we want to thank the following individuals and teams who have contributed greatly to the content of this paper: WV Livelihood staff, especially Geoffrey Ocen, further, the District Commercial Officers, the District Senior Planner, the District Agricultural Officer, the District Head of Production and the many Village Agents who acted as interpreters and group mobilisers.