Toria Withams is the Regional Head - MEER Region. Prior to this she was Deputy Regional Director for MEER & East Africa after moving to Operations from her role as Deputy Governance Director. Toria has over 11 years' experience in the financial services sector in highly regulated environments, having worked on multiple projects as a management consultant to improve credit risk, lending processes, governance and operational effectiveness in banking and insurance operations. Prior to this she worked in Bolivia helping to develop a small business for women from prison, completed Christian Ministry Studies in Australia and has a Masters degree in Chemistry. Toria attends a church in East London where she is also a volunteer and Board member for a local homeless shelter. She enjoys walking, singing and spending time with her family.