Francis Karugu is the Senior Technical Advisor for Agricultural Finance at VisionFund International. He aspires to support VisionFund MFIs to achieve their potential in agriculture finance. He was previously a consultant at Financial Sector Deepening and as a Technical Advisor for DFID's Business Innovation Facility (High Margin Agricultural Value Chains) at PWC. He was the Programme Manager for an Access to Finance Programme at TechnoServe East Africa. Francis is also a Global Justice Fellow at Yale's Global Justice Programme.