Ghana | Our Work
Business Loans
Loan Purpose.
The product has been specifically designed to provide support for micro businesses aiming to expand and flourish into sustainable enterprises. It offers financing options for acquiring additional stock and business assets, thereby facilitating their growth.
Who Qualifies
Individuals between the ages of 18 and 70, who have been residents of a community for at least one year and are engaged in economic activities or have been operating a business for at least six months, are eligible to apply. This includes both groups and individuals.
Education Loans
Loan Purpose
The Education Loan is specifically designed to provide financial assistance to parents/guardians who require support in paying for school fees, purchasing books, and other education-related expenses for their children.
Who Qualifies
Parents and guardians aged 18 – 65 years with children/wards in school.
- Residents in a community for less than one year.
-
Engaged in economic activity with a minimum of six months of work experience.
-
Have a regular and stable income that can support the loan payment and consistent educational needs of a child/ward.
Water Sanitation and Hygiene (WASH) Loans
Loan Purpose
The WASH Loan product is specifically designed to provide financial assistance to clients and households in need of WASH facilities. This assistance can be used to ensure access to clean drinking water for household consumption or for commercial purposes. Additionally, the funds can be utilized to construct household toilets and bathrooms, as well as to purchase water and sanitary products, including pipes, tanks, sanitary pads, and baby diapers, among others.
Who Qualifies
-
Persons between the ages of 18 to 65
-
Must have a stable and regular Cash flow to support repayment.
Agricultural Loans
Loan Purpose.
The product is designed to support micro and small-scale farmers in expanding their farming businesses. This includes crop and vegetable farming, animal rearing, beekeeping, and more.
Who Qualifies
Persons between 18 -70 years and residents in a community for not less than one year and are engaged in farming activities that have been operational not less than six months. Both groups and individuals are eligible to apply