Annual Report on Most Missing Middle Project 2019-20

The ‘Most Missing Middle’ (MMM) program is a pilot which aims to test and identify an effective, scalable and inclusive business model for the provision of financial services to Small and Growing Business (SGBs). The program will increase the growth potential of SGBs, their financial, economic and social impact. It is implemented in Ghana and Myanmar by World Vision Australia (WVA) in partnership with VisionFund International (VFI), VisionFund Ghana (VFG) and VisionFund Myanmar (VFM).This report is a complement to the full Annual Report and is intended to provide lessons learned in the second year of the project (between 1 April 2019 and 31 March 2020) and initial insights from data collected.